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Is this message a scam?
Paste a suspicious SMS, WhatsApp or email and spot the red flags in seconds.
The instant check runs privately on your device, and nothing is saved. If you use the AI assist, your text is sent securely and obvious secrets are stripped first. Either way, do not paste real passwords, card numbers or OTP codes; you do not need them for this check.
Been targeted? Here is how to report it.
Reporting helps shut scams down for everyone. Channels are shown as guidance and may change; when in doubt, start with your bank and your local police.
Common questions
How do I know if a message is a scam?
Look for pressure or urgency, a request for your OTP, PIN, BVN or NIN, an unexpected prize or fee, a link to click, and generic greetings like 'Dear Customer'. This free checker flags these signs for you in seconds.
Is this scam checker free?
Yes. It is completely free, needs no sign-up, and runs privately on your own device. Nothing you paste is sent anywhere or stored.
Someone is asking for my OTP. Is that safe?
No. Never share a one-time password (OTP) with anyone, not even someone claiming to be your bank. A real company never needs your OTP. Sharing it lets a scammer into your account.
How do I report a scam message in Nigeria?
Forward spam SMS to 7726 free of charge, report fraud to the EFCC, report cybercrime to the Nigeria Police cybercrime portal, and call your bank's fraud line immediately if money or your account is involved.