To pay safely online: always confirm the receiver's name before you send, never share your OTP, PIN or card details, use only trusted payment platforms, and keep your receipt as proof. If a deal rushes you or a payment confirmation looks off, stop and verify. A screenshot is not payment.
The safe-payment rules
- Verify the receiver's name matches before transferring.
- Never share OTP, card number or PIN, with anyone.
- Use trusted apps and your bank's official channels.
- Keep receipts as your evidence.
The fake-transfer trap
A common scam: a buyer sends a screenshot claiming they have paid and pressures you to release goods. Always confirm the money has actually entered your account before you hand anything over.
Stay safe, every week. Join the Digital Life safety series for a weekly alert, or explore the seven DCA frameworks that make these habits stick.